Got hail damage? What to do to make claim process easier

A student's car at Langston University was damaged by a hail storm, the day before she heads home for summer break. (KOKH/Jordann Lucero)

A hail storm, like the ones that passed through central Oklahoma Thursday, damages cars, roofs, windows and homes.

Insurance agents will have a lot of claim to process.

Jim Camoriano, a spokesperson with State Farm, said agents have already started to assess damage to see how big of a response the company will need to help Oklahomans with hail damage.

"When it's safe to do so, inspect your property for damage and take some steps to prevent further damage. For example, boarding up holes with plywood, covering leaks with plastic sheeting or a tarp and then make sure you save any of those receipts for any kind of home repairs or anything like that because you may be eligible to be reimbursed," he said.

He said you should take photos of all damage, because it could help speed up the claims process.

He said, if you've suffered roof damage, you should never allow someone to inspect your roof before your insurance agent.

"It's also important not to rush into anything," he warned. "You've already had a loss. I know it can be an emotional time, so just don't pay anything upfront right away."

Students at Langston University saw damage. Some windows on buildings on-campus were blown out. Camoriano said students can purchase renter's insurance for on-campus living, and it could help with any personal property that got damaged.

In Oklahoma last year, State Farm paid out about 11,000 hail-related claims.

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