Consumer Watch: New Year's resolutions - how to keep them?

Having a plan will make it more likely you'll reach your goals (FILE/KOKH)

More than half of Americans report they will not be making a resolution for the coming year.

For about 40 percent of you who are making resolutions here are some of the best ways to keep that promise to yourself:

  • Eat better
  • Work out more
  • Lose weight
  • Save money
  • Or even just being a better person.

All those are great ideas but all of these will probably fail.

What do they have in common? They are too vauge.

If your goal is health-related, fitness experts recommend avoiding lofty goals.

Instead of I'll lose weight, say I'll lose 10 or 20 pounds by the end of the year and have a plan about how to achieve that.

If it's about saving money and you don't have a budget financial experts say you're better off resolving to create a realistic budget and sticking to it.

Want to be less stressed and enjoy life more?

Plan it out, maybe your resolution should be: I will take a special outing once a month

Want to just be a better person?

You'd be better off resolving to volunteer a certain amount of hours a month for a worthy cause.

Having a plan will make it more likely you'll reach your goals.

Much like with diets or finances you may have a couple of missteps in your plan, but if it's something you want re-set and keep going.

A study in Australia claims most resolutions fail by March so pushing through those first three months makes it more likely you'll stick to it.