Premium rates for the new Health Care Marketplace are out

Less than a week, that's how much time people have left to sign up for the Health Care Exchanges. On Wednesday, the US Department of Health and Human Services released a report detailing the cost of insurance under the Affordable Care Act.

According to the report Oklahoma's costs are less than the national average.
To view the full report click here.

In Oklahoma, there are 53 plans for individuals and families to look through. While it's good to have options, many say they have no idea where to start.

Oklahoma City resident Joyce Smith is one of the hundreds of thousands of uninsured residents
who will need to shop the health insurance marketplace come October 1st. But she doesn't know what to do.

"You don't know where to go and who's going to help," said Smith.

That confusion is mutual. FOX25's Christine VanTimmeren contacted everyone from the State Health Department to the Governor's office and everyone said the same thing. They are not able to talk about the Heath Care Exchange costs because it is a federal program.

"You need to know where you're going and who to talk to when you get there," said Smith.

What we did learn is some of the costs for insurance here in Oklahoma. According to the White
House website, a low cost plan for a 27-year old making $25,000 a year could $84 a month.
A family of four making $50,000 a year could expect to pay $282 a month for a mid-range plan,
that's with tax credits. But some health care experts say it could even be less.

To see state by state marketplace premiums click here.

Rosalyn Johnson, CEO of Oklahoma Community Health Centers, said, "From some of the data that we've seen so far, a family of four with an income of about $40,000 a year would be paying a premium of about $11 a month after the federal subsidy. So I think that's reasonable."

Johnson not only looked through the numbers, but her centers are part of the Navigator program. Created to assist applicants with the federal marketplace.

Nicole Alexander also works at OCHC and said, "Right now we know the basics of everything, and we know enough to tell people what sites to go to and help them with the applications."

Navigation sites will start to open October 1st. A welcome relief for people like Smith who
know they'll need the help.

"Hopefully we've learned enough to get them through the process, the beginning process of it,"said Alexander. "If they have more questions they come back and we'll continue to work with them until they got it."

Oklahoma Insurance Commissioner John Doak released a statement about the report saying, "This is nothing but smoke and mirrors from the Obama administration," said Doak. "Facts are facts. Rates are going up in Oklahoma. The HHS report is extremely misleading. Saying that our rates are less than the national average leads people to believe everyone is going to pay less for health insurance, but that's just not true. Oklahoma's rates are lower than the national
average because we have a very robust, competitive insurance market in Oklahoma, but rates are still going up. Each individual will have a different situation. It should be understood that
rates and subsidies are two entirely different things. Rate increases will be moderated due
to the subsidies which we all end up paying for in the long run. No matter how you try to
dress it up, this federal law is unfair, unworkable and unaffordable."

Blue Cross Blue Shield of Oklahoma told FOX25 News they plan to hold a community meeting on Tuesday Oct. 1st to help educate Oklahomans on their enrollment options with Blue Cross Blue
Shield. The event will take place at the Metro Tech Conference Center on 1900 Springlake Dr.
in Oklahoma City.

Blue Cross Blue Shield has also created a website with more information. To get to the website
click here.

Below is a list of all the participating Federally Qualified Health Centers that will assist
Oklahomans with the Health Care Exchange.

Arkansas Verdigris Valley Health Centers, Inc.
505 South Main
Porter 74454
Phone: (918) 483]0111 - Health Clinic
Phone: (918) 483]0012 - Dental

Caring Hands Healthcare Centers, Inc.
1558 South Main Street
McAlester 74501
Phone: (918) 426]0900

Central Oklahoma Family Medical Center, Inc.
527 West 3rd Street
Konawa 74849
Phone: (580) 925]3266

Community Health Connection, Inc.
9912 East 21st Street
Tulsa 74129
Phone: (918) 622]0641

East Central Oklahoma Family Health Center, Inc.
401 South Washita
Wetumka 74883
Phone: (405) 452]5400

Fairfax Medical Facilities, Inc.
Robert Clark Family Health Center
212 North Main Street
Fairfax 74637
Phone: (918) 642]3100

Family Health Center of Southern Oklahoma
610 East 24th Street
Tishomingo 73460
Phone: (580) 371]2343

Great Salt Plains Health Center
405 South Ohio
Cherokee 73728
Phone: (580) 596]2800

Health and Wellness Center, Inc.
1505 East Main Street, Suite A
Stigler 74462
Phone: (918) 967]3368
Fax: (918) 967]3351

Kiamichi Family Medical Center, Inc.
500 Main Street
Battiest 74722
Phone: (580) 241]5294

Lawton Community Health Center
Great Plains Medical Square
3811 West Gore Blvd.
Lawton 73505
Phone: (580) 248]5242 - Adult Clinic
Phone: (580) 355]5242 - Pediatric Clinic

Community Health Centers, Inc.
12716 NE 36th Street
Spencer 73084
Phone: (405) 769]3301

Morton Comprehensive Health Services
1334 North Lansing Avenue
Tulsa 74106
Phone: (918) 587]2171

Northeastern Oklahoma Community Health Centers, Inc.
Hulbert Health Center
124 East Main Street
Hulbert 74441
Phone: (918) 772]2879

Pushmataha Family Medical Center, Inc.
109 Stanley Road
Clayton 74536
Phone: (918) 569]4143

Shortgrass Community Health Center, Inc.
400 East Sycamore Street
Hollis 73550
Phone: (580) 688]2800

South Central Medical & Resource Center, Inc.
216 South Main Street
Lindsay 73052
Phone: (405) 756]1414

Variety Care Family Health
1025 Straka Terrace
Oklahoma City 73139
Phone: (405) 632]6688