Oklahoma Insurance Commissioner urges homeowners to get 'quake insurance

In a release today, Oklahoma Insurance Commissioner John Doak encouraged all Oklahomans to purchase earthquake insurance.

The recommendation comes on the heels of the U.S. Geological Survey's prediction reports that central Oklahoma will continue to experience seismic activity.

The USGS also reports that Oklahoma has experienced more than 200 3.0 magnitude or greater earthquakes since 2009.

"Looking into earthquake insurance after your home or business has sustained damage resulting from an earthquake will do little good to help you recover," Doak said in the release.

According to the USGS, an average of 40 earthquakes per year were reported in Oklahoma from 2009-2013. This is an increase in average from the 2-6 yearly average from 1975-2008.

Doak's office reports that the 5.6 magnitude earthquake in November 2011 destroyed 14 homes and damaged dozens more.

The Oklahoma Insurance Department says the average Oklahoma homeowner would pay $100 to $150 for earthquake insurance. The insurance covers property damage and the cost to remove debris.

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